Loan Options
Properly matching your loan to your investment property is key to securing quick capital without complications. We make this possible through our exclusive Profitable Pairing Process™, which also ensures you benefit from the highest returns possible from your deals.
Review our most popular loan programs below. Then, simply click the “Apply Now” button under your preferred option to get your project funded today.
Nationwide Real Estate Investment Loans
Fix and Flip
Description: For the real estate Investor that specializes in buying, rehabbing, and selling or refinancing and repeat.
$150,000 – $50,000,000
Highlights:
- First Time Investors Welcomed
- Close in 10 Days
- Same Day Terms
- Rates as low as 9.99%
- Up to 90% of Purchase
- 100% Rehab
- Up to 70% ARV
- 12-24 Month Terms
- Purchase, Refinance (Refi-rehab available)
- Foreign Nationals Considered
Requirements:
- FICO: 660+
- Experience: Not required
- Min. Loan Amount: $150K
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
Bridge Loans
Description: Bridge Loans provide flexible financing options for investors to purchase new properties or refinance existing investments.
$150,000 – $50,000,000
Highlights:
-
First Time Investors Welcomed
-
Close in 10 Days
-
Same Day Terms
-
Rates as low as 9.99%
-
Up to 80% Purchase
-
Up to 75% Cash Out Refinance
-
Up to 24 Month Term
-
Foreign Nationals Considered
Requirements:
- FICO: 650+
- Experience: Not required
- Min. Loan Amount: $150K
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
- Nationality: US Citizen & Foreign
Rental / DSCR
Description:
Our rental loans allow you to access long-term financing at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.
$150,000 – $100,000,000
Highlights:
- 5, 7, 10, and 30 Year Fixed
- Single or Portfolio
- 1.10 Min DSCR
- Rate as low as 7.50%
- Close in 3-4 Weeks
- Purchase, Refinance, Cash Out
- Up to 75% Cash Out Refinance
- Up to 80% Purchase
Requirements:
- FICO: 575+
- Experience: Not required
- Min. Loan Amount: $150K
- Condition: Habitable
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
- Nationality: US Citizen & Foreign
New Construction
Description:
Our New Construction program is a one-stop financing solution for experienced developers building new properties. We provide certainty of funding not only during the construction phase but also long-term financing once projects have been stabilized.
$150,000 – $50,000,000
Highlights:
- Up to 85% LTC
- Up to 70% After Repaired Value
- 12 – 24 Month Term (No pre-payment penalty)
- Rates as low 9.99%
- Close in 2 – 3 Weeks
- Term Loan Options Available
- Seamless construction draw process
- Non-recourse carve-out with completion guaranty
Requirements:
- FICO: 660+
- Experience: 2+
- Min. Loan Amount: $150K
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
Multi-Family/ Mixed Use
Description: For the investor specializing in both short and long-term multi-family and mixed-use projects.
$250,000 – $10,000,000
Highlights:
- Purchase, Refinance, Cash Out
- 5 – 500 units
- $250,000 – $500,000,000
- Up to 85% LTC – Value Add
- Up to 85% LTV – Bridge
- Rates as low as 5.5%
- DSCR options
- 12 – 36 Months
- Term Options Available
- Multifamily, condos, mixed use w/ majority residential, others assets case by case
Requirements:
- FICO: 600+
- Units: 5+ (Multifamily) / 2+ (Mixed Use)
- Min. Loan Amount: $250K
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
Commercial
Description: For the commercial investor – All property types considered, except owner-occupied residential.
$250,000 – $500,000,000
Highlights:
- Purchase, Refinance, Cash Out
- Up to 85% LTV
- Rates as low as 8.99%
- DSCR options
- Stabilized or Value Add
- 1 – 30 yr loans
Requirements:
- FICO: 600+
- Property Type: All property types considered
- Min. Loan Amount: $250K
- States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )