Loan Options

Properly matching your loan to your investment property is key to securing quick capital without complications. We make this possible through our exclusive Profitable Pairing Process™, which also ensures you benefit from the highest returns possible from your deals.

Review our most popular loan programs below. Then, simply click the “Apply Now” button under your preferred option to get your project funded today.

Nationwide Real Estate Investment Loans

Fix and Flip

Description:  For the real estate Investor that specializes in buying, rehabbing, and selling or refinancing and repeat.

$150,000 – $50,000,000

Highlights:

  • First Time Investors Welcomed
  • Close in 10 Days
  • Same Day Terms
  • Rates as low as 9.99%
  • Up to 90% of Purchase
  • 100% Rehab
  • Up to 70% ARV
  • 12-24 Month Terms
  • Purchase, Refinance (Refi-rehab available)
  • Foreign Nationals Considered

Requirements:

  • FICO: 660+
  • Experience: Not required
  • Min. Loan Amount: $150K
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )

Bridge Loans

Description: Bridge Loans provide flexible financing options for investors to purchase new properties or refinance existing investments.

$150,000 – $50,000,000

Highlights:

  • First Time Investors Welcomed
  • Close in 10 Days
  • Same Day Terms
  • Rates as low as 9.99%
  • Up to 80% Purchase
  • Up to 75% Cash Out Refinance
  • Up to 24 Month Term
  • Foreign Nationals Considered

Requirements:

  • FICO: 650+
  • Experience: Not required
  • Min. Loan Amount: $150K
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
  • Nationality: US Citizen & Foreign

Rental / DSCR

Description:

Our rental loans allow you to access long-term financing at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.

$150,000 – $100,000,000

Highlights:

  • 5, 7, 10, and 30 Year Fixed
  • Single or Portfolio
  • 1.10 Min DSCR
  • Rate as low as 7.50%
  • Close in 3-4 Weeks
  • Purchase, Refinance, Cash Out
  • Up to 75% Cash Out Refinance
  • Up to 80% Purchase

Requirements:

  • FICO: 575+
  • Experience: Not required
  • Min. Loan Amount: $150K
  • Condition: Habitable
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )
  • Nationality: US Citizen & Foreign

New Construction

Description:

Our New Construction program is a one-stop financing solution for experienced developers building new properties. We provide certainty of funding not only during the construction phase but also long-term financing once projects have been stabilized.

$150,000 – $50,000,000

Highlights:

  • Up to 85% LTC
  • Up to 70% After Repaired Value
  • 12 – 24 Month Term (No pre-payment penalty)
  • Rates as low 9.99%
  • Close in 2 – 3 Weeks
  • Term Loan Options Available
  • Seamless construction draw process
  • Non-recourse carve-out with completion guaranty

Requirements:

  • FICO: 660+
  • Experience: 2+
  • Min. Loan Amount: $150K
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )

Multi-Family/ Mixed Use

Description: For the investor specializing in both short and long-term multi-family and mixed-use projects.

$250,000 – $10,000,000

Highlights:

  • Purchase, Refinance, Cash Out
  • 5 – 500 units
  • $250,000 – $500,000,000
  • Up to 85% LTC – Value Add
  • Up to 85% LTV – Bridge
  • Rates as low as 5.5%
  • DSCR options
  • 12 – 36 Months
  • Term Options Available
  • Multifamily, condos, mixed use w/ majority residential, others assets case by case

Requirements:

  • FICO: 600+
  • Units: 5+ (Multifamily) / 2+ (Mixed Use)
  • Min. Loan Amount: $250K
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )

Commercial

Description: For the commercial investor – All property types considered, except owner-occupied residential.

$250,000 – $500,000,000

Highlights:

  • Purchase, Refinance, Cash Out
  • Up to 85% LTV
  • Rates as low as 8.99%
  • DSCR options
  • Stabilized or Value Add
  • 1 – 30 yr loans

Requirements:

  • FICO: 600+
  • Property Type: All property types considered
  • Min. Loan Amount: $250K
  • States: Nationwide (Except:AZ, SD, ND, MN, NV, OR, UT and VT )